8 Ways to Save Money

1) Cut your Cell Phone Bill. Many people are switching to prepaid types of phones, which is an immediate way to start saving money on your cell phone bill. The reason it's easier to save is because you buy minutes as you go, so when you have used all of your minutes, you have to buy a new card or a refill and add more talk time to your phone.

2) Make your own coffee. If you have a coffeemaker, it makes sense to make coffee at home instead of hitting Starbucks for a latte.

3) Cancel Your Cable/Satellite. This will probably cause a knee-jerk reaction with many people, but you can save a lot of money if you cancel your cable.

4) Borders Book Store or the Library? Are you a big reader? If you are, then Borders might be one of your favorite places to visit. Borders is cool because you can go there and read books and magazine while you enjoy coffee. But you don't have to buy anything: you can just browse.

5) Get a Roommate. This might not be possible for people, especially those with one bedroom or families, but if you are paying full rent on an apartment or home, maybe it's time to look for a roommate.

6) Return Stuff. If you bought something three months ago that's still in the box or that you haven't worn, chances are you're not going to use of wear it any time in the near future. Take it back and get money in return. Even if you don't have the receipt any longer. Return it!

7) Get rid of your credit cards. Credit card companies do a lot of things to make it seem like your getting a great deal. With interest rate now, you dont really know what you paying for anymore.

8) Conserve your gas. If you live close to other family members start car pooling. Don't you always seem to see a family member while running errands.